We thought it was time to update you about what a complete day is like in our lives, lest you think it is all beaches and island hopping. We are both volunteering full time hours and often bringing our work home for our respective jobs; Carl at the Dar es Salaam City Council Planning Department and Tamara at DID-Dunduliza. So, we’ve prepared a summary of our typical day for your enjoyment.
Tamara:
5:30am- my alarm wakes me up and I get ready for my day. Work attire in Dar es Salaam is shockingly formal and in order to fit in with your Tanzanian co-workers all clothing items must perfectly clean and pressed (this is no problem at our household has a daily maid).
6:45am- The DID country director for Tanzania picks myself and Claude, our landlord and my boss, up from our doorstep. The reason we start our workday so early is to avoid the terrible morning traffic.
7:15am- I arrive at my desk at the DID-Dunduliza head office and do any reading that will help me prep for my day in the banking world. This is anything from my “Microfinance Handbook” by Joanna Ledgerwood to articles on loan products in Eastern Africa. Before I started training I was given the project of conducting market research on microloan products in order to rework Dunduliza’s existing loan products and I have just finished creating a powerpoint presentation for Claude to present to the executives.
8:30am- I am driven to the edge of a burgeoning vegetable market where Vibindo Savings and Credit Cooperative Society (SACCOS) operates.

Inside the SACCOS, I am being trained on all operations; for training I shadow either the teller, credit officer, or the manager.

They are so patient with me and step me through the processes and manual recording of every banking transaction (And you thought manual general ledgers were a thing of the past!).

At the end of the day the manager shows how she records a summary of the days transactions into an general ledger, in the form of an excel document, for the head office’s use. Working with microcredit is worlds different from working with credit in Canada. For example, the most significant factor when evaluating a potential loan is considering the character of the applicant rather than their assets. Two days ago, I was able to witness how little collateral can be pledged for one of their larger business loans when I visited a borrowers home to verify that he actually did own his collateral, a bar fridge.
2:45pm (ish, my driver is generally late) – I am picked up and driven back to the DID-Dunduliza head office in order to catch my ride back home with the country director. I am really enjoying learning about banking operations in a developing economy. And I am learning a great deal about banking in general as all SACCOS in the Dunduliza network are held to a high professional standard of record keeping and banking services and my internship with DID-Dunduliza is proving to be excellent experience for my future in development.
Carl:
5:30am- I hit the snooze button on the alarm, and eventually cajole Tamara to start getting ready for work. Some days I will get up to make her lunch, but not always.
7:00am- Having gained a few more minutes rest, it is now time to get up. Either I will go swim a few laps in the pool, or I do some work from home; after that, I shower and make breakfast.
8:15am- I hop onto the local transit (usually a dilapidated Toyota shuttle van; 30 cents a ride), and head into the city centre.
8:40am- At this point there are several options. I’ve been walking around a fair bit, getting my bearings and making a mental inventory of the heritage buildings, but also in the mornings I will occasionally frequent the luxury hotel on the waterfront for their free wireless internet, and, if I am feeling self-indulgent, one of their delicious cappuccinos. I’ve also stopped in a few times at the national government’s Surveys and Mapping Office to get some of their mapping resources.
9:30am- I will arrive at the City Council office about this time, give or take a half hour, depending on the day’s requirements. Some days we have meetings with city officials or other tourism stakeholders, so that will fasten my schedule a bit more tightly. The current focus of our team (2 other ICSC interns, our local Project Officer, and the City Council Tourism Officer) is on increasing tourism in Dar es Salaam. As you might imagine, there are many ways to address this issue, and we are busy working on varying aspects of the challenge (e.g. revitalizing the urban environment to make it friendlier to tourists, making better information/maps available for tourists, and building the capacity of people in the tourism industry).
A project that I am particularly fond of is protecting and promoting heritage buildings in Dar es Salaam; the project is still in its infancy but it has been very fascinating collecting the laws governing antiquities in Tanzania and imagining how we might promote heritage buildings for tourism purposes (e.g. walking tours, a photo brochure/book).
Another interest of mine is creating a transit map; there are thousands of mini-buses in the city covering dozens (likely hundreds) of routes, but there is no map currently that shows tourists how to use the system.
Finally, for this workday section I should add that we have a second office at The Slipway, a waterfront shopping/dining/hotel complex with a European ambience on the peninsula, which happens to be quite close to where Tamara and I live. If we are needing a peaceful environment to work in, we will often head to the office at The Slipway.
4:00pm- If I am at the City Council office, or writing emails at the luxury hotel, I will try to catch a mini-bus to ‘beat’ the traffic on the way home. Really, if I wanted to beat the traffic I ought to have left at 1:00pm, but even still there is a large difference between a 35 minute mini-bus ride and a 50 minute ride, especially if you are in a standing room only bus and it is over 30 degrees outside.

The above picture doesn't really fit into the "daily routine" theme of this post; it is of a work trip that we took to assess the tourism product on the just off-shore islands of Bongoyo and Mbudya. Most of the people are from the planning deparment at City Council, and some are from the Marine Park Reserve.
Home Sweet Home:
Tamara usually wins the race home, so by the time Carl gets there, she has been cooled off by the A/C, while Carl is still soaked in sweat from the mini-bus. For both of us, it is an ideal time to go for a little bike ride around the peninsula. At the end of our ride we might stop off at a fruit stand or the local grocery for tonight's dinner or tomorrow's lunch. A little dip in the pool after the bike ride is a favourite treat. Sometimes (last night was Greek night) we will host the other interns for dinner or drinks; most of them used to be our housemates at the Kinondoni house. If we aren't hosting or being hosted, we still like to cook for each other, and after dinner we might enjoy a coffee on the wide porch upstairs. Our house also has a plethora of good movies, so we also often take advantage of that opportunity. Tamara also has done a lot of reading, which is sort of a role reversal compared to our life in Canada.